🛡 Military-Grade Protection

Credit & Security Dashboard

Credit monitoring that protects your wallet, your clearance, and your career. Curated for the reserve component — because continuous vetting doesn't wait for your next drill weekend.

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Credit Bureau Status

Check your reports directly with each bureau
● Check Status
Free weekly reports through AnnualCreditReport.com. Military members can also request additional free reports.
Check Report →
● Check Status
Free credit score and report with Experian. Active duty members get free credit monitoring via SCRA.
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● Check Status
Free credit report and score. TransUnion offers TrueIdentity free credit monitoring for all consumers.
Check Report →
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VPN Security

Protect your connection on base Wi-Fi, during travel, and at home
Military-grade encryption, fastest speeds
$3.39 /month (2-year plan)
✓ 6,400+ servers in 111 countries
✓ Threat Protection (malware + ad blocking)
✓ 6 simultaneous device connections
✓ Double VPN & Onion over VPN
✓ No-log policy (audited by PwC)
Why for reservists? Best for OPSEC on base networks. Threat Protection blocks phishing and malware that targets military personnel. Works reliably overseas on AT or deployment.
Get NordVPN →
Best value — unlimited devices
$2.19 /month (2-year plan)
✓ 3,200+ servers in 100 countries
✓ Unlimited simultaneous connections
✓ CleanWeb (ad & tracker blocker)
✓ MultiHop (route through 2 countries)
✓ No-log policy (audited by Deloitte)
Why for reservists? Unlimited devices means your phone, laptop, tablet, and family devices are all covered. Best value if you're protecting the whole household.
Get Surfshark →
Privacy-first, Swiss-based, open-source
$4.49 /month (2-year plan)
✓ 4,800+ servers in 110 countries
✓ Open-source & independently audited
✓ 10 simultaneous connections
✓ Secure Core (route through privacy-friendly countries)
✓ Swiss privacy laws (strongest in the world)
Why for reservists? If you handle sensitive information or have a security clearance, Proton's Swiss jurisdiction and open-source code provide the highest trust level.
Get ProtonVPN →
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Your Clearance Is Under Continuous Vetting

Since Trusted Workforce 2.0 (2018), every clearance holder's financial activity is monitored in real time. Delinquencies, collections, and excessive debt create red flags that can trigger clearance review — even between reinvestigations. Credit monitoring catches these issues before investigators do.

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Credit Monitoring

Catch financial red flags before continuous vetting does — protect your clearance
Military-friendly, includes SCRA alerts
$6.99 /month (Secure Plan)
✓ 3-bureau credit monitoring & alerts
✓ $1M identity theft insurance
✓ Dark web & SSN monitoring
✓ Credit score tracker with trends
✓ Family plan available
Why for reservists? Best overall value for military members. SCRA-aware monitoring tracks your active duty status while 3-bureau alerts catch delinquencies before continuous vetting flags them. $1M insurance for identity theft recovery.
Get IdentityIQ →
Direct bureau access, credit lock included
$24.99 /month (CreditWorks Premium)
✓ 3-bureau credit reports & FICO scores
✓ Experian CreditLock (instant lock/unlock)
✓ Identity theft insurance up to $500K
✓ Dark web surveillance
✓ FICO Score tracking with alerts
Why for reservists? Direct access to one of the Big 3 bureaus. CreditLock lets you instantly freeze/unfreeze credit from your phone — useful in the field. FICO alerts help you spot issues before a periodic reinvestigation catches them.
Get Experian →
Premium — all 3 bureau FICO scores
$29.95 /month (3-Bureau plan)
✓ All 28 FICO score versions monitored
✓ 3-bureau reports updated quarterly
✓ $1M identity theft insurance
✓ Score simulator for financial planning
✓ The actual scores lenders see
Why for reservists? Premium option for serious credit management. The FICO Score Simulator helps you plan for post-service home purchases or VA loan applications.
Get myFICO →

Why Reservists Need Extra Protection

🎯 3x Identity Theft Rate

Military members face identity theft at 3x the civilian rate (FTC). Your PII is in more databases — DEERS, VA, DFAS — creating more attack vectors.

📡 Base Wi-Fi Risks

Government networks on bases are secure, but the Wi-Fi at the PX, barracks, and MWR is public. Without a VPN, your traffic is exposed.

🔒 Clearance at Stake

Trusted Workforce 2.0 means continuous vetting — your credit is monitored all the time, not just at reinvestigation. Financial red flags can trigger a clearance review, block reenlistment, or end a career.

Know Your SCRA Protections

SCRA provides financial safeguards — but only when you're on qualifying orders. If you're not covered, credit monitoring is your first line of defense for your clearance.

📜 Check SCRA Eligibility →